shape FAQ

Frequently Asked Questions

Apply Today!

We provide all kinds of loan including personal loans, debt consolidation loans, emergency loans, and business loans, ranging from R20,000 to R20,000,000 with flexible repayment terms

Most applications are approved within 4-6 hours, and funds are typically transferred within 24 hours (depending on your bank).

You need: ✅ A valid South African ID or International Passport ✅ Proof of income (payslips or bank statements) ✅ 3 months’ bank statements ✅ 18+ years old

Yes! We consider all applications, including those with low credit scores. Your approval and interest rate may depend on your financial situation.

You can get between R20,000 - R5,000,000, depending on your loan plan and need.

Repayments are made via debit order on a fixed date each month for your convenience.

Yes! There are no penalties for early settlement, and you may even save on interest.

Interest is charged at a fixed rate based on your loan amount, term, and credit profile.

Contact us immediately—we may offer a payment extension or revised plan to help you avoid penalties.

Yes! We provide small business loans for entrepreneurs needing capital for growth or emergencies.

Absolutely! Our quick online application takes less than 5 minutes.

You will be able to check your loan status using your details and the password we sent to you.

Tel: +27 87 510 7896‬ or email info@loansurefinancialservices.co.za